Sam’s Club Credit Card Login, Payment & Customer Service

Are you owing a Sam’s Club Credit Card and don’t know how to manage it? If that’s the case with you, I am here to help you to manage your Sam’s credit card account online. I will also show you how to do Sams credit login and make payments through various methods.

Sam’s Club is managed by Synchrony Bank, like the Old Navy. You will also know about the Sam’s Club Credit Card Phone Number for customer service support. You can perform various tasks online like paying your Sam’s club credit card bill, viewing or checking your account activity, activating your new Sam’s card, registering for online access, applying for a new card and card-related alerts.

Sam’s Club issues two types of credit cards:

  • Sam’s Consumer Credit Card.
  • Sam’s Business Credit Card.

The first one is the consumer credit account card which is for normal people who want to use the card for personal use, like buying products. The second one is the business credit account card which is basically for businessmen who will be using this card for business purposes. Both the sams club cards are MasterCard.

The Sam’s Club Credit Online Account Management portal is different for both cards so you must know which card type you own. To make things clear, the consumer credit card number starts with 604599 or 521333 and the business credit card number begins with 604600, 040 or 556053. So, match the starting numbers to find your Sam’s card type.

Sams Club Card Important Details & Links

Official Website
Credit Card Page
Online Credit Account Management Website
All Card Type With Contact Information
Sam’s Club Mobile App
Online Account Access Dashboard
Apply For a New Sams Credit Card
Wiki Page’s_Club
Synchrony Bank Sams Club Card Overview 2024

Sam’s Credit Card Login Steps Online:

  1. Sam Consumer Credit cardholders, visit here.
  2. Sam Business Credit cardholders, visit here.
  3. Enter your Sam’s Club Credit Card User ID and password.
  4. Finally, hit the “Login” button.
  5. Now, you have signed in successfully.
  6. Start managing your Sam’s Club credit card account online.

As, I have alredy said that you need to first recognise your card type and the process for which has been explained in the beggining of this article. So, go through that first to know which login portal you have to visit to sign in.

How To Find/Retrieve Your Forgotten Sams Club Card User ID:

  • Visit this user id recover link:
  • Enter your Sams Club Account Number.
  • Type the payment ZIP Code.
  • Click on the Continue button.
  • Proceed ahead with further instructions.
  • In the end, you will get your user ID details.

How To Change/Reset Sams Club Card Sign-In Password:

  1. Go to this password reset link:
  2. Enter your sams club user ID.
  3. Fill in the billing ZIP code correctly.
  4. Hit the Continue option.
  5. Enter the new password.
  6. Finally, Confirm your password change.

Sam’s Club Credit Card Payment Methods

There are many ways through which any sams club cardholder can make a bill payment quickly. The various methods include online, without logging in (Pay as a Guest), sending payment to the mail address, by phone calling and using the sam mobile app.

Sam’s Credit Card Payment Online:

  1. Open the web browser.
  2. Go to this sams club payment online portal:
  3. Enter your User ID and password.
  4. Click on the “Secure Login” option.
  5. You have now signed into your Sam’s Club credit account.
  6. Navigate to the appropriate Payment option.
  7. Complete the pending or due credit card bill payment.

This is the safest and fastest way to pay your sams credit card bill online via computer or laptop. You just need logged into sams online portal and make the payment.

Sam’s Club Payment Without Log In (Pay As A Guest):

  1. Visit Sams’s credit card sign-in page.
  2. Click on the “PAY AS GUEST” banner.
  3. Enter the sam club card number & last four digits of your SSN.
  4. Fill in the Billing ZIP Code.
  5. Tap on the “Continue” option.
  6. Now, make the payment.

In this way, you can Pay Sam’s Club Credit without registration or signing in to the online portal. You just have enter your card details and make the payment by skipping the login process.

Sam’s Club Bill Pay By Mail Address

You can also pay your samsclub credit card bill by sending the amount in cash or cheque to the sams club payment mailing address. Sam’s Club offers two different cards, so their payment mail address is different.

Type Of Credit CardCredit Card Payment Address
CONSUMER CREDIT CARD PAYMENT ADDRESSSam’s Club Mastercard P.O. Box 960013 ORLANDO, FL 32896-0013 | Sam’s Club Store Credit Card P.O. Box 530942 Atlanta, GA 30353-0942
BUSINESS CREDIT CARD PAYMENT ADDRESS Sam’s Club Business Mastercard P.O. Box 960016 ORLANDO, FL 32896-0016 | Sam’s Club Store Business Credit Card P.O. Box 530981 Atlanta, GA 30353-0981
Sams Club Credit Card Payment Address

Pay Sam’s Credit Card By Phone Call

You can pay the credit by calling this Sam’s Club Credit Card Payment Number (800) 964-1917 for personal credit card holders and (800) 203-5764 for business credit cardholders. You have to dial the given number depending on your card type and follow the instructions given during the automated voice call recording.

Card TypeSams Credit Card Payment Number
Sam’s Personal Credit Card(800) 964-1917
Sam’s Business Credit Card(800) 203-5764
Sam’s Club Credit Card Payment Phone Number

How To Pay Sam’s Club Credit Card Bill By App

  1. First, Download the Sam’s Club Mobile App.
  2. The application can be found on Google Play Store & App Store.
  3. Install the sams app and launch it.
  4. Login via user ID and password.
  5. Move to the Payment section.
  6. Pay the due amount.
  7. The Sam’s Club card payment has been made.

Sam’s Club Customer Service

The Sam’s Club Credit Card Customer Service phone number is (800) 964 -1917 [Consumer Credit Card] and (800) 203 – 5764 [Business Credit Card]. The Sams Customer Care Support working hours begin from Mon-Sat: 7 AM to 11 AM CST and Sunday: 10 AM To 8 PM CST. Sam’s Club contact centre runs 24 hours a day and on all days of the week.

Sam’s Club Card TypeSam’s Club Customer Service Phone Number
Personal Credit Card(800) 964 – 1917
Business Credit Card(800) 203 – 5764
Sams Club All Cards Contact Numbers
Sams Club Customer Care Working HoursMon-Sat: 7 AM To 11 AM CST | Sunday 10 AM To 8 PM CST
Sam’s Club Support Online Live Chat Link
Sams Club Email ID For Help
Samsclub Customer Service Phone Numbers

At the beginning of this blog post, we didn’t talk about the benefits of using sams club cards. With more than 600 Sams Club locations across the country, it is a popular wholesale club. Sam’s Club is an American company owned and run by Walmart. You will find every sort of product in the Sam’s Club store, like home appliances, clothing, groceries, decorative items, health & beauty, etc.

You need a membership to shop at Sam’s Club. Sam’s Club stores have both online and offline stores all over the country. Sam’s Club offers credit cards to individuals and businesses linked to the member’s membership. There are two types of credit cards offered by the company: Sam’s Club Credit Card and the second one is Sam’s Club Mastercard. Sam’s Club Mastercard is more rewardable and beneficial as compared to other cards. To maximize the benefits and rewards, customers can take membership in Sam’s Club Plus as well as Sam’s Club Mastercard.

You can use the earned reward points to buy products and get discounts. The company also gives gift cards to its customers, which can be used offline and in online stores. And the card members also get the opportunity to get access to early sales and exclusive deals.

Talking about the charges of a sam card, If you maintain a credit card from any company, you must have paid APR and credit card charges. So, before applying for any credit card, you should know the card’s maintenance charges and APR. Sam’s Club Credit Card and Mastercard have an APR of 15.65%-23.65, depending upon the customer’s card usage. There are no annual charges for both cards. And the minimum interest charged on both cards is 2$.

Sam’s Club Social Media Links

Sam Club’s social media websites

Also, read this: Old Navy Credit Card Payment


How can I register for sams credit card online access?

Sam’s Club cardholders can visit this online registration link, enter the required details like account number and ZIP code and continue the instructions for getting online access.

How can I apply for a new sams club credit card?

Those who want to apply for a new credit card can visit this online application link and enter their membership number, first name and last name. Proceed next and follow the coming instructions.

How to activate my sam credit card?

To activate your sams club credit card, visit this activation link: “” and enter your card number, security code and last four digits of SSN. In the end, tap on the “Activate My Card” option.

What is the minimum credit score needed for sams club credit card approval?

The minimum credit score required for getting a new Sam’s Club credit card application approval is 700 plus.

What is the APR and charge for Sam’s Club Credit Card?

The regular APR charge of sam credit card ranges from 15.65% to 23.65% variable depending on the card type and customer usage. There is no annual renewal fee on Sam’s card because it’s zero dollars.

About Narang Gupta

Hi, I am Narang Gupta. I love gaining and sharing knowledge on personal finance, banking, earning money, saving, and investing. Follow us on Facebook and Twitter

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